Flood Insurance

Flood Insurance

Standard Homeowner’s Insurance Policies do not cover losses due to floods. However, Mantoloking is a participant in the National Flood Insurance Program, which makes it possible for Mantoloking Property Owners to obtain federally backed flood insurance. This insurance is available to any Owner of insurable property (a building or its contents) in Mantoloking. Tenants may also insure their personal property against flood loss.

The cost of flood insurance will vary depending upon the amount of coverage and the degree of flood hazard. We urge persons who live or own property in Mantoloking to purchase flood insurance to protect themselves from losses due to flooding. This insurance is required in certain circumstances, such as the purchase of a home with a federally backed mortgage. here is a 30-day waiting period before National Flood Insurance Program coverage takes effect. To find out more about flood insurance, contact any licensed insurance agent or Borough Hall at 732.475.6983. GET FLOOD INSURANCE.